One price for the whole simulator
No feature tiers, no paywall around the projections. Every plan gets the full financial simulator — model paying off debt, maxing investments, or buying a house, and see the outcome before you commit. Pick monthly or save with a year up front.
Choose your plan
Monthly
$9.99 / month
The full app, billed month to month. Cancel whenever you want. Available everywhere — sign up on the web, or subscribe right inside the iOS and Android apps.
Annual
$69.99 / year
Same full app, one payment a year. That's $49.89 less than paying $9.99 a month for twelve months — about two months free. The annual price is only available on the web, not through in-app purchase.
Where you buy changes what's available
Monthly is available everywhere: on the web at app.cubitvault.com or directly inside the iOS and Android apps. The annual plan is web-only — you can't buy it through an in-app purchase.
The reason is simple: Apple and Google take 15–30% of every subscription sold through their stores. Rather than raise prices to cover that cut, we keep all discounted billing on the web, where checkout runs through Stripe. If you're on your phone and want the $69.99/year price, open app.cubitvault.com in your browser to subscribe.
Pricing questions
Can I buy the annual plan in the iOS or Android app?
No. The annual plan is web-only — subscribe at app.cubitvault.com in a browser. The mobile apps carry no purchase screens at all; the monthly plan is the only option billed through the app stores.
Why isn't the annual plan available in the app?
Apple and Google take 15–30% of subscriptions sold through their stores. We keep the discounted annual price on the web, billed through Stripe, so we can pass the savings to you instead of the app stores.
Can I cancel anytime?
Yes. There's no lock-in. Web subscriptions are managed from your account settings; if you subscribed to the monthly plan through the App Store or Google Play, you cancel through your Apple ID or Google account.
What happens to my data if I don't subscribe?
Your account and the data in it aren't erased the moment a subscription ends. We keep it in line with our privacy policy, so you can pick up where you left off if you resubscribe. You can also delete your account and data whenever you want.
How much does the annual plan actually save me?
Paying $9.99 a month for twelve months comes to $119.88. The annual plan is $69.99, so you save $49.89 a year — roughly two months free.
Be first in when early access opens
Cubit Vault is in active development. Join the waitlist and we'll email you the moment early access reaches you — pricing above is what you'll see when it does.
Want to see what you're paying for? See how the financial simulator works.